Job Description
Capital One's Legal Department is seeking a highly-motivated attorney to serve as our enterprise military lending subject matter expert and business counsel for our enterprise Servicemembers Civil Relief Act (SCRA) business as well as other areas of law governing financial institutions. You will work with colleagues across Capital One's lines of business, as well as with compliance officers, auditors, and regulators, and you'll do it all in a collaborative, supportive environment that values your insight, promotes continuous learning, and rewards creative thinking.
The Role
The attorney in this role will be the subject matter expert for matters relating to the SCRA and the Military Lending Act (MLA) and provide day-to-day legal advice as business counsel to our Enterprise Military Service team. In addition, you will support other enterprise and bank functions as the subject matter expert for the Truth in Savings Act (and Reg DD) and several state laws. You will have the opportunity to advise on new products, issues and events, and customer management.
A successful candidate will also have a demonstrated ability and willingness to work as a results-oriented team player, interacting with attorneys and other colleagues across departments and job levels; the ability to work in a fast-paced environment with limited supervision; strong organizational skills with impeccable attention to detail; excellent analytical, oral and written communication skills; and the ability to work cooperatively with internal constituents to create efficient processes and to get issues resolved across organizational boundaries and levels.
Job Responsibilities
Act as the Enterprise's military lending subject matter expert, providing legal interpretation and guidance to Compliance and business stakeholders, including various Accountable Executives and Business Owners
Identify recent regulatory and legal highlights and present to senior level executives
Provide legal and strategic advice and guidance for major military lending initiatives
Communicate relevant federal and state military law changes and clarifying guidance to stakeholders, and support implementation of such changes across the Enterprise
Host weekly office hours for a large, cross functional Enterprise-wide audience
Provide legal guidance on remediating complaints and self-identified risk exposures and legal violations
Provide legal guidance on regulations relating to deposit accounts and various other enterprise and bank functions
Engage and manage outside counsel
Basic Qualifications
Juris Doctor from an accredited law school
Active member in good standing of at least one state bar
At least 4 years of experience as an attorney in a law firm, in-house legal department, or government agency and
Preferred Qualifications
3+ years of legal experience at a law firm, financial institution, or government agency, ideally with a focus on regulations governing financial institutions/consumer protection laws.
Experience in compliance with federal and state laws and regulations protecting servicemembers (including SCRA and MLA)
Experience in laws and regulations governing deposit accounts and other retail bank functions
Strong analytical skills and ability to interpret legislation and regulations
Ability to handle multiple tasks, assume new responsibilities, and prioritize work to meet deadlines
Strong writing and communication skills to deal with internal and external parties, including ability to communicate persuasively orally and in writing with senior executives
Experience writing for and interacting with examiners and auditors
Ability to work effectively both in teams and independently
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
This role is hybrid meaning associates typically spend about half their time (2-3 days per week) in-person at one of our offices listed on this job posting. Monday and Fridays are enterprise- wide virtual work days. Tuesday, Wednesday and Thursday are in-person days for associates to spend time together working in our beautifully-designed team areas.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).